Crowdfunding Loan Returns “Far Outperform Pitiful Savings Rates”


Crowdfunding P2P loans show savers the money

There are times when the only fitting comment is: “We couldn’t have put it better ourselves.”

Here, blogger Sean O’ Meara hits the sweet spot on the risks and rewards of investing in loans offered by crowdfunding.

“Peer-to-peer lending, by its very nature, has an element of risk that saving does not, but in return for that extra risk, you can expect to see a return that far outperforms what you’d get with traditional saving. You’d be looking at around 5 and 7 percent returns on your outlay (with some companies this can be as high as between 12 and 15 percent), compared with the pitiful savings rates were still seeing today.”

The BBC is also reporting on our market: “The government is keen to encourage the Peer-to-Peer market, not just to help savers, but to help businesses borrow money without having to go to a bank.

“‘This is a vote of confidence from government in our industry which is bringing much needed competition to the banking sector,’ said Christine Farnish, chair of the Peer-to-Peer Finance Association.”

*** Money&Co.’s loans have produced an average gross yield of 8.2 per cent for lenders. Find out more here.


Search news

You may put double quotes around your search to search for literals. Max. 4 words inside quotes (dashed words count as one word).

Allowed symbols: " ' & -

More from news

Disclaimer: Money&Co.™ is the trading name of Denmark Square Limited, Company Number 08561817, registered in England & Wales, authorised and regulated by the Financial Conduct Authority (FCA). The company is identified on the Financial Services Register under Reference Number 727325. The registered office is 58 Glentham Road, Barnes, London, SW13 9JJ where the register of Directors may be inspected. Denmark Square Limited (ISA manager reference number Z1932) manages the Money&Co. Innovative Finance ISA.