Money&Co.’s lenders achieved an average gross yield of just over 8.8. per cent in the first year of trading, the twelve months to late April 2015.
Below we offer a rough guide to the value of capital if it is rolled back into a loan at a given rate. Lenders who opt for the most conservative, lowest-risk offerings (these would be A+ loans with a yield of around 6 per cent) would see rolled-up returns of more than one third of the original capital outlay at the end of a five-year term.
An eight per cent rolled-up commitment would see money gain almost half its value at the end of the five-year maximum term for a Money&Co. loan. Lenders who prefer the riskier loans with a higher yield of 10 per cent per annum, would see a gross rolled-up return of over 60 per cent at the end of a five years.