Saudi Oil, iPhone-Controlled Cars – And Crowdfunding


Happy New Year once more to all our lenders, borrowers, readers, browsers, and investors.

Before most of us were at our desks this morning (well before, as the interview was yesterday), Money&Co.’s CEO was at the SKY News studios in Millbank, analysing the newspapers. You can see Nicola Horlick opine on the advent of the car you can control from your iPhone, and Saudi dependency on oil, amongst other things, by clicking here.


Meanwhile, the P2P investment fund sector – a place set to become more crowded with the advent of the Innovative Finance Individual Savings Account in April – is examined by CityWire:

“The peer-to-peer (P2P) loans investment trust sector has been growing rapidly, with the launch of five vehicles in the last 18 months.

“On top of this, two ‘C’ share issues raised almost £600 million, underlining yield hungry investors’ appetite for the asset class.

“GLI Alternative Finance and Funding Circle SME Income are the latest additions, coming to market in September and November respectively, having pulled in a combined £203 million. Since May, the sector has raised just over £1.3 billion.

“But are the P2P opportunities as attractive as believed and do these trusts offer value for money?

‘There is a compelling story of the disintermediation in the banking sector,’ said Numis Securities analyst Ewan Lovett-Turner. ‘The sizes of loans at the bottom end are not very economical for the traditional banks and that is the area where the peer-to-peer and direct lending funds are focused.’ “

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Money&Co. has facilitated loans of around £7 million to SMEs since the launch of our website in April 2014. Our registered lenders have averaged gross yields of over 9 per cent since launch.

Entrepreneurs and SMEs looking to borrow from Money&Co. should click here. Facts and tips about crowdfunding in general are available by reading our knowledge hub, here.

To learn more about getting good returns on capital potential lenders should click here. Remember, when lending your capital is at risk – please read the warnings on our Home, Lend and Frequently Asked Questions pages.


Tags: iPhone, P2P, Saudi oil


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