The Future’s Bright – The Future’s P2P


It has been a good year, with even brighter prospects ahead, according to Money&Co. CEO, Nicola Horlick. “Our sector of crowdfunding – which is all about bringing people and businesses together – is gaining in popularity and acceptance. That trend will continue in 2016 as individual lenders, with more and more backing from institutions, find good small and medium-sized companies to lend to. The results are often excellent: good returns for lenders and the funding needed to sustain growth for the small and medium-sized businesses that are the lifeblood of the UK economy.”

We will bring you Nicola’s detailed predictions for next year over the festive period. Meanwhile, here’s corroboration of the P2P growth trend.

Crowdfundinsider reports: “Cumulative lending to SMEs from Peer to Peer platforms will hit £3 billion before January 1st, according to a report from MarketInvoice. The company states that funding raised by SMEs via P2P lenders was up over 50% from year prior. The total lending to SMEs for 2015 is said to be over £1.5 billion…

“MarketInvoice believes that SME lending should total more than £6 billion in 2016 if current trends hold. The same report drew a contrast to traditional banks. Four in ten businesses’ first-time loan applications are rejected by banks, and only 55% of businesses see loan applications accepted, according to data by BRDC SME Finance Monitor.”


Money&Co. has facilitated loans of around £7 million to SMEs since the launch of our website in April 2014. Our registered lenders have averaged gross yields of over 9 per cent since launch.

Entrepreneurs and SMEs looking to borrow from Money&Co. should click here. Facts and tips about crowdfunding in general are available by reading our knowledge hub, here.

To learn more about getting good returns on capital potential lenders should click here. Remember, when lending your capital is at risk – please read the warnings on our Home, Lend and Frequently Asked Questions pages.


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Disclaimer: Money&Co.™ is the trading name of Denmark Square Limited, Company Number 08561817, registered in England & Wales, authorised and regulated by the Financial Conduct Authority (FCA). The company is identified on the Financial Services Register under Reference Number 727325. The registered office is 58 Glentham Road, Barnes, London, SW13 9JJ where the register of Directors may be inspected. Denmark Square Limited (ISA manager reference number Z1932) manages the Money&Co. Innovative Finance ISA.